Insurance
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Why do I need insurance?
Although our stores are fully insured, this does not cover the items you store. For your own peace of mind and protection, insurance for your stored goods is required.
From 1 October 2025, due to new legal requirements in the Netherlands, your contract will automatically include insurance by default.
Your coverage depends on the size of your unit, with premiums starting from € 16.
If you need higher coverage, you can arrange supplementary insurance separately with a reputable insurer.
More about how insurance protects your belongings in storage.
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How do I insure my belongings?
Insurance is required for all customers. Coverage is linked to the size of your unit, with premiums starting from € 16.
If you need higher coverage, you can arrange supplementary insurance separately with a reputable insurer.
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How much does insurance cost?
Premiums start from € 16 per month and will be automatically applied based on your unit size.
See prices and coverage.
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What does the insurance policy cover?
The insurance policy we offer covers direct damage to or direct loss of your goods during storage caused by:
- force of nature e.g. storm, flooding, fire
- a third party e.g. when a driver hits the gate
- burglary in your storage unit or location after break-in
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Can I use my own insurance provider?
No, for rental agreements from 1 October 2025, Dutch legal requirements mean external insurance can no longer be used. Insurance through Shurgard is therefore included in your contract by default.
